Our Therapists Offer Out-of-Network Service
The therapists at Park Avenue Relationship Consultants are some of the best in New York City. When it comes to the serious matters in your life, you need professionals you can trust, which is why we only provide out-of-network service. When you use in-network insurance coverage to pay for mental health services, your therapist must disclose information that should remain confidential between you and your therapist only. We cannot ethically condone or support this practice, and will never provide your private records or information to anyone unless you request it.
When you partner with PARC therapists, no one will know about your personal issues except you and your therapist. Confidentiality is our top concern for our clients.
If needed, we can provide you with an annotated bill that is suitable to send to your insurance company for out-of-network reimbursement, but they will still need to be given privacy-breaching information about your treatment.
Insurance companies believe only the mentally ill need therapy
Insurance companies will only reimburse for treatment of diagnosed illnesses, so to qualify for reimbursement with your insurance (regardless of whether it is in-network or out-of-network), your therapist must first give you formal mental illness diagnosis, even if you don’t need one.This diagnosis is saved to a permanent record that can be found by anyone doing a background check.
Who can request a background check and discover your mental health records?
Employers
Landlords
Banks & credit companies
Social services providers
… and more
The insurance company also has ongoing access to those records, and may raise your premiums for having a diagnosis that they required in the first place.
Many of our clients come to us looking for support in a difficult time, and do not truly need a clinical diagnosis. You may be looking for help to save your marriage, or dealing with grief. Asking for help today should never come at the cost of tomorrow’s success. Even if you do have a mental illness, that is a matter that should be between your therapist and you, and not a third party bureaucracy.
When you get counseling from any of PARC’s therapists, you are the one in control your treatment, not your insurance company. Confidentiality and trust are the most important part of your relationship with your PARC therapist.